NEW SERVICE – Credit rating methodologies and/or financial statement analysis templates – Review / Development / Implementation
13. svibnja 2022.Credit Insights 06/22: Can smaller football clubs be good credits? How to analyse financial statements of football clubs
26. svibnja 2022.Below is the current list of companies in our coverage, with corresponding prices in Croatian kuna (kn) for each type of a report. (for a price in euro, please divide the amount in kuna with 7,5)
In a nutshell, all report types contain the following:
- Credit rating including a rating scorecard
- Textual explanation of the key risk drivers supporting the assigned rating
- Full financial statements + ratios for the last 5 years in an analytical form
The only difference in reports is the level of detail presented.
The Risk Summary focuses on the company’s key risks and strengths, which represents basically everything you need to know to reach a decision. The format of the report is condensed, with textual explanations normally on 2 pages.
The Risk Opinion covers the same elements as the Risk Summary, however, it provides more analytical depth and a higher level of details, normally on 3-4 pages of textual explanations.
All analyses can be provided either in Croatian or English language.
RS = Risk Summary
RO = Risk Opinion
Consumer goods:
Atlantic Grupa (RS 3.500 kn; RO 6.000 kn)
PIK Rijeka (RS 2.100 kn; RO 3.600 kn)
Food retail:
Boso, Čakovečki mlinovi, Konzum plus, Gavranović, Kaufland Hrvatska, KTC, Lidl Hrvatska, Lonia, Metro C&C, Mlin i pekare, NTL, Nird grupa (Ribola), Plodine, Spar Hrvatska, Studenac, Tommy (RS 2.800 kn; RO 4.800 kn each)
Bakmaz (RS 2.100 kn; RO 3.600 kn)
Optical retailers:
Ghetaldus optika, Optotim, Servus (Optike Anda) (RS 2.100 kn; RO 3.600 kn each)
Department stores:
Nama (RS 2.100 kn; RO 3.600 kn)
Pharma wholesalers:
Medika, Oktal pharma, Phoenix Farmacija (RS 2.800 kn; RO 4.800 kn each)
Medical intertrade Group (RS 3.450 kn; RO 5.450 kn)
Phoenix Group (RS 4.200 kn; RO 7.200 kn)
Sports clubs:
HNK Hajduk Split, HNK Rijeka (RS 2.800 kn; RO 4.800 kn each)
Transport:
Croatia Airlines, Jadroplov (RS 3.500 kn; RO 6.000 kn each)
For a price in Euro, please divide the amount in kuna with 7,5.
The list of companies grows bigger every day, and for all companies not on the list, please do not hesitate to contact us directly.
Even if you don’t need the analyses, please share the info with those entrepreneurs / managers that you think might need it, as it can help them save money, grow their business, or adjust their risk management strategy.
For more details, please send a message to mario@creditanalyst.eu, the contact form on https://creditanalyst.eu/en/contact/, or call us on +385 98 920 17 13.