25. October 2022.
The Croatian government has announced its plans to introduce a Sunday trading ban. The measure has been discussed in public several times already, and although nothing […]
17. September 2022.
Doing business with Infobip? Interested in working there and worried whether they perform well? Or are you just curious how are they performing? Well, then Infobip […]
14. September 2022.
– You want assurance that your business partners will fulfil their obligations towards you in full and on time, whether it is a payment or delivery […]
3. June 2022.
CreditAnalyst.eu (“CAeu”) assigned first-time credit ratings to the four leading Croatian pharma distributors – Medika, Medical intertrade, Oktal pharma, and Phoenix Farmacija. Rating rationale The assigned […]
26. May 2022.
Key takeaways: Football industry generally exhibits high risks due to the unpredictability of sports results leading to highly volatile revenue and cash flow generation. Smaller […]
14. May 2022.
Below is the current list of companies in our coverage, with corresponding prices in Croatian kuna (kn) for each type of a report. (for a price […]
13. May 2022.
Does your team need a financial statements analysis template which includes best practices from leading global banks and rating agencies, and which is simple to use? […]
21. April 2022.
Once we have fully grasped a company’s operating environment and competitive position, only then we start with a financial risks analysis. This part of the analysis […]
12. April 2022.
In finance books you will most often find the following formula for the calculation of the inventory days: Inventory days = Average Inventory / COGS * […]
6. April 2022.
Devastating effect of the pandemic on the CA’s operations… Airlines industry is one of the riskiest industries, even in the absence of major negative events. It […]
5. April 2022.
The rating universe Our portfolio of rated Croatian food retailers includes the 15 largest companies in the sector – Lidl, Spar, Kaufland, Plodine, NTL, Studenac, Tommy, […]
27. March 2022.
Customer profitability is normally assessed through a customer profit and loss account (German: Kundenergebnisrechnung). The customer P&L should be created for each customer, or at least […]
22. March 2022.
Credit Snapshot 03/22: Metro Cash and Carry – Loss generation continues, strategic direction unclear
Metro Cash and Carry has published its annual accounts for 2021*, highlighting a rebound in sales with a y-o-y growth of 11,4%. However, this was still […]
15. March 2022.
Knowing and understanding your customers’ creditworthiness is absolutely essential, not only to assess the likelihood that your customer will default, but also for many other, initially […]
10. March 2022.
Digitalisation enables a quick scale up, so today even a small company from Croatia can expand its business globally. Some industries are more suitable for quick […]
9. March 2022.
With a turnover of HRK 3,87bn in 2021*, Kaufland occupies the fifth position in the food retail industry in Croatia, behind the market leaders Konzum plus, […]
5. March 2022.
What is the financial debt adjustment for operating leases? The financial debt adjustment for operating leases is an analytical approach to achieving meaningful debt service capacity […]
2. March 2022.
With a turnover of HRK 6,03bn, Lidl occupies the second position in the food retail industry in Croatia, behind the market leader Konzum plus. It managed […]
28. February 2022.
Our portfolio of rated optical retailers includes the industry’s three largest Croatian companies – Ghetaldus Optika, Optotim, and Servus (better known under its brand Optika Anda). […]
24. February 2022.
Credit Guide 01/22: Are current ratio and quick ratio fit for purpose, and when and how to use them?
What is the purpose of the current ratio and the quick ratio, and when are they used? The purpose of the current ratio and the quick […]
